With the large variety of unconventional insurance policies available that you may not have heard of, it can be difficult to know where to start when it comes to protecting yourself and your finances. Most people are familiar with the typical health, car, home and life insurance policys but there is a whole world of unique coverage options out there [...]
Flood Insurance-Should You Buy It? Floods are one of the most common natural disasters in the United States. According to the Federal Emergency Management Agency (FEMA), floods cause more damage in the U.S. than any other type of natural disaster. While flood damage is not typically covered by homeowner's insurance policies, there is a separate type of insurance called flood [...]
When Should We Start to Think About Life Insurance? Most people don't like to think about their own mortality, but it's important to have a life insurance policy in place in case something happens to you. While you may not need life insurance when you're young and healthy, there are certain times in your life when it makes sense to [...]
What is Commercial Liability Insurance? Commercial liability insurance is a type of insurance that businesses can purchase to protect themselves from risks such as property damage, personal injury, and advertising injuries. This type of insurance can help cover the costs of legal fees and settlements if your business is sued. commercial liability insurance can be customized to fit the specific [...]
How Does An Auto Insurance Deductible Work? An auto insurance deductible is the amount of money you'll pay out-of-pocket before your auto insurance coverage kicks in. You typically choose your deductible amount when you purchase auto insurance. For example, if you have a $500 deductible and you get into an accident that causes $1,000 worth of damage to your car, [...]
What is Collision Insurance? Collision insurance is a type of insurance that helps to cover the cost of damage to your vehicle if it is involved in a collision with another object. This can include things like hitting another car, running into a parked car, or even crashing into a tree or fence. If you have this type of insurance, [...]
Business Insurance for Contractors As a contractor, you are responsible for ensuring that your business is properly insured. There are a variety of insurance policies available that can provide coverage for your business in the event of an accident, liability claim, or property damage. The type of insurance you need will depend on the size and scope of your business, [...]
What is Personal Liability Insurance? Personal liability insurance is a type of insurance that can protect you from financial losses if you are sued for damages arising from your actions. It can also provide coverage for certain legal defense costs. Personal liability insurance is not required by law, but it can be a wise investment to help protect your assets [...]
What is an Auto Insurance Score? An auto insurance score is a numerical score assigned to a driver that reflects the risk of them getting into an accident. The higher the score, the more likely the driver is to get into an accident. Insurance companies use this score to determine how much to charge for premiums. A good score can [...]
What is Commercial Insurance? Commercial Insurance is insurance that business owners and operators purchase to protect themselves from financial losses. Commercial Insurance policies cover a wide range of exposures, including property damage, liability, workers' compensation, business interruption, and crime. Commercial Insurance is typically sold by insurance brokers or agents. The most common Commercial Insurance policies are general liability, property, [...]
