Auto Insurance

Raleigh, North Carolina

To thrive in Raleigh, NC, owning a car is a necessity. It enables you to navigate the community with greater efficiency.  If you’re in the market for a vehicle, it’s essential to assess your insurance needs, and our team can help you with this.
Auto insurance is required for car owners in this region. This is why Wood Insurance partners with top insurance providers across the country, to ensure you fully understand your options and get into a plan with the right coverage.

Collision and Comprehensive Coverage

To protect your car investment, consider collision and comprehensive coverage. This will provide support in case of car theft or damage, saving you from financial loss.

Liability Protection

The primary purpose of this coverage is to mitigate your liability risk. Even experienced drivers may cause an accident that results in damages. In these scenarios, you will be responsible for covering damages. Wood Insurance can help you offset this risk with auto coverage that includes liability protection.

Auto Insurance

Raleigh, North Carolina

We quote each policy on a case by case basis, this is a guide to the services and project packages we offer to our clients.

Other Coverage Advantages

Those that get an auto insurance plan will find there are additional coverage benefits that can be enjoyed. Some ancillary forms of coverage that can come with include rental reimbursement coverage if your vehicle is being repaired or roadside assistance. You are able to work with your insurance provider to build a plan that offers unique coverage options that are ideal and meet your needs.

Legal Compliance

In all states across the country, all drivers are required to carry liability insurance when they want to drive on a public road. If you do not have this insurance protection in place, you will have to cover damages you cause out of pocket. Further, you could face legal penalties that can include fines or even losing your right to drive for a certain period of time.

Meet Lender Standards

Due to the high price that comes with buying a car today, many buyers will choose to take out a loan when they buy a car. If you decide that you do want to finance your vehicle purchase, you will need to meet your lender’s insurance standards. In practically any situation this will include requiring you to have a comprehensive insurance plan with a reasonably low deductible. The lender’s standards will be spelled out in your loan agreement.

Thomas Wood

Thomas Wood

Thomas Wood graduated from East Carolina University with a Bachelor of Science in Industrial Distribution and Logistics in 2011.

During Thomas’ tenure at East Carolina he was a member of Lambda Chi Alpha Fraternity. After graduating from ECU, Thomas began working in the financial sector for Wells Fargo as a FHA Mediations Loan Underwriter in Raleigh, NC. Thomas then moved into sales for Wells Fargo working as a Home Mortgage Consultant in Fayetteville, NC.  After working with Wells Fargo for 2 ½ years Thomas moved into the homebuilding industry with his family’s business King Model Homes in Fayetteville, NC. While working with his father, Thomas had the opportunity to go work for a mid-size regional builder Homes By Dickerson in Raleigh, NC known for their customer service and custom built homes.  Thomas’ position with Homes By Dickerson was a superintendent overseeing the construction of homes in Raleigh, Durham, and Apex. Thomas was overseeing a new neighborhood called Madison at Evans Creek in Apex, NC that consisted of 40 homes.

Over the years, Thomas had talked to his uncle and partner Joe Beck many times about coming into the insurance world.  The two of them finally decided to team up and start a company together with the help of Smart Choice an aggregator in Greensboro, NC and Joe’s 30 years of experience.  Thomas and Joe are very excited to help their customers save money and make sure that all their insurances are properly managed, but also written in a manner that best serves the customer.  Wood Insurance Consultants LLC has many goals, but their main goal is customer service. Our company is here to serve you and the rest of the Carolinas.

Thomas lives in Raleigh, NC with his beautiful wife Liz.  In his spare time Thomas enjoys pulling for the ECU Pirates, cooking/grilling, and adding to his expansive vinyl record collection.

Joseph Beck

Joe Beck

Joe started in the Insurance business in 1989 as a Principal Partner in the Callahan & Beck Insurance agency in Fayetteville, North Carolina.

In 1997, he took a position with the Philadelphia Insurance Company as the Manager of Marketing and Underwriting for the State of Michigan and won awards in 1998 and 1999 for placing in the top twenty nationwide. In 2000, Joe joined Chemical Bank as Vice president and member of the board of directors. Joe was to oversee day to day operations of the agency and expand the agency into different areas of the bank. In 2006, Joe had decided it was time to move back home to North Carolina at which time he joined Anders Ireland & Marshall Inc., a member of the Keystone Insurance Group, as an Agent.

Joe has served on advisory boards for Ohio Casualty, Titan Insurance, and Pioneer Insurance. Joe served as the former auction chairman of the Jimmy V Foundation, chairman of the Chip Beck Invitational, chairman of the Marlene Floyd Tournament, and Committee member for Louis Grizzard Charity and Jeff Daniels Auction.  Joe is currently a member of the Patriot Foundation advisory committee in Pinehurst, NC. This foundation’s purpose is to raise money for soldiers’ children for school that have been killed in action.  Joe is a graduate of Belmont Abbey College. He and his lovely wife Jill have five children and live in Sanford, NC.


Although we tend to price projects on a case by case basis, this is a guide to the services and project packages we offer to our clients.

There are clearly a lot of reasons why you will need to have auto insurance when in the Raleigh, NC area. When you are looking for an insurance policy in this area, it would be a good idea to start your search with Wood Insurance Consultants.

The team with Wood Insurance understands the value and importance of this coverage. They also partner with some top insurance providers across the country, which can help ensure you fully understand your options and get into a plan with the right coverage.

Wood Insurance Agency | Raleigh | Wilmington | Charlotte