Home Owners Insurance

Raleigh, North Carolina

One of the most significant purchases that you will ever make in your life can come when you purchase a home. Those that are property owners will find that they will always want to protect their home and investment as well as possible. A great way that this is done is by obtaining a home insurance plan. A home insurance policy can provide several types of protection that make it a good investment for anyone to obtain.

Protect Your Home

A key advantage of having home insurance is that it is designed to protect your home. If you own a home, you will have made a major purchase that you will want to enjoy for a long time. Unfortunately, a fire, bad weather, or other situation that causes damage could significantly impact your home and ability to use it. When you get a home insurance plan, you will have the financial resources you need to repair your home or even completely rebuild it. A home insurance provider can also help you obtain specialty insurance, such as flood coverage that could be needed in some situations.

Protect Personal Assets

Your home and the interior contents are not the only assets that you will own and want to protect. You are bound to have many personal items in your home including furniture, clothing, and electronics. If you incur a loss due to damage or theft, being able to replace these items will be important. When you invest in a full home insurance plan, you are going to have the coverage that is needed to replace these items. If you have expensive personal belongings, such as a piece of jewelry or collectibles, you can protect these assets with an additional policy rider.

Home Owners Insurance

Raleigh, North Carolina

We quote each policy on a case by case basis, this is a guide to the services and project packages we offer to our clients.

Liability Protection

A home insurance plan will also provide you with valuable liability coverage. There is always a chance that you could be found at fault for causing damages to another person. When you invest in a liability insurance plan, you are going to receive coverage that can help to reduce this risk. This insurance plan will provide you with coverage that can help to fight the liability claims, settle with the other party, and cover damages. This can extend to damages that occur outside your home as well.

Additional Benefits

A home insurance plan can also provide you with additional benefits as well. With home insurance, you can often receive temporary living expenses that will cover your costs of housing while your property is being rebuilt. Additionally, when you pair your home insurance plan with other policies, such as auto insurance, you can receive multi-policy discounts that can continue to cut your total insurance costs.

Thomas Wood

Thomas Wood graduated from East Carolina University with a Bachelor of Science in Industrial Distribution and Logistics in 2011.

During Thomas’ tenure at East Carolina he was a member of Lambda Chi Alpha Fraternity. After graduating from ECU, Thomas began working in the financial sector for Wells Fargo as a FHA Mediations Loan Underwriter in Raleigh, NC. Thomas then moved into sales for Wells Fargo working as a Home Mortgage Consultant in Fayetteville, NC.  After working with Wells Fargo for 2 ½ years Thomas moved into the homebuilding industry with his family’s business King Model Homes in Fayetteville, NC. While working with his father, Thomas had the opportunity to go work for a mid-size regional builder Homes By Dickerson in Raleigh, NC known for their customer service and custom built homes.  Thomas’ position with Homes By Dickerson was a superintendent overseeing the construction of homes in Raleigh, Durham, and Apex. Thomas was overseeing a new neighborhood called Madison at Evans Creek in Apex, NC that consisted of 40 homes.

Over the years, Thomas had talked to his uncle and partner Joe Beck many times about coming into the insurance world.  The two of them finally decided to team up and start a company together with the help of Smart Choice an aggregator in Greensboro, NC and Joe’s 30 years of experience.  Thomas and Joe are very excited to help their customers save money and make sure that all their insurances are properly managed, but also written in a manner that best serves the customer.  Wood Insurance Consultants LLC has many goals, but their main goal is customer service. Our company is here to serve you and the rest of the Carolinas.

Thomas lives in Raleigh, NC with his beautiful wife Liz.  In his spare time Thomas enjoys pulling for the ECU Pirates, cooking/grilling, and adding to his expansive vinyl record collection.

Joe Beck

Joe started in the Insurance business in 1989 as a Principal Partner in the Callahan & Beck Insurance agency in Fayetteville, North Carolina.

In 1997, he took a position with the Philadelphia Insurance Company as the Manager of Marketing and Underwriting for the State of Michigan and won awards in 1998 and 1999 for placing in the top twenty nationwide. In 2000, Joe joined Chemical Bank as Vice president and member of the board of directors. Joe was to oversee day to day operations of the agency and expand the agency into different areas of the bank. In 2006, Joe had decided it was time to move back home to North Carolina at which time he joined Anders Ireland & Marshall Inc., a member of the Keystone Insurance Group, as an Agent.

Joe has served on advisory boards for Ohio Casualty, Titan Insurance, and Pioneer Insurance. Joe served as the former auction chairman of the Jimmy V Foundation, chairman of the Chip Beck Invitational, chairman of the Marlene Floyd Tournament, and Committee member for Louis Grizzard Charity and Jeff Daniels Auction.  Joe is currently a member of the Patriot Foundation advisory committee in Pinehurst, NC. This foundation’s purpose is to raise money for soldiers’ children for school that have been killed in action.  Joe is a graduate of Belmont Abbey College. He and his lovely wife Jill have five children and live in Sanford, NC.


Although we tend to price projects on a case by case basis, this is a guide to the services and project packages we offer to our clients.

Ultimately, having a home insurance plan is a great way to protect yourself and your property. Those that are in the Raleigh, NC area should start their home insurance search by speaking with Wood Insurance Consultants. If you do speak with the team here, you can get all the support you need to understand your options and build your plan. They will partner with some top insurance providers in the country to help ensure you get an ideal plan.

Wood Insurance Agency | Raleigh | Wilmington | Charlotte