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So far Thomas Wood Insurance has created 18 blog entries.

Flood Insurance – Should You Buy It?

Flood Insurance-Should You Buy It? Floods are one of the most common natural disasters in the United States. According to the Federal Emergency Management Agency (FEMA), floods cause more damage in the U.S. than any other type of natural disaster. While flood damage is not typically covered by homeowner's insurance policies, there is a separate [...]

By |2022-08-17T20:37:38+00:00August 27th, 2022|FAQ|0 Comments

What is Commercial Liability Insurance?

What is Commercial Liability Insurance? Commercial liability insurance is a type of insurance that businesses can purchase to protect themselves from risks such as property damage, personal injury, and advertising injuries. This type of insurance can help cover the costs of legal fees and settlements if your business is sued. commercial liability insurance can be [...]

By |2022-08-17T20:11:50+00:00August 15th, 2022|FAQ|0 Comments

How Does An Auto Insurance Deductible Work?

How Does An Auto Insurance Deductible Work? An auto insurance deductible is the amount of money you'll pay out-of-pocket before your auto insurance coverage kicks in. You typically choose your deductible amount when you purchase auto insurance. For example, if you have a $500 deductible and you get into an accident that causes $1,000 worth [...]

By |2022-08-17T20:05:23+00:00August 5th, 2022|FAQ|0 Comments

What is Collision Insurance?

What is Collision Insurance? Collision insurance is a type of insurance that helps to cover the cost of damage to your vehicle if it is involved in a collision with another object. This can include things like hitting another car, running into a parked car, or even crashing into a tree or fence. If you [...]

By |2022-07-20T21:43:55+00:00July 25th, 2022|Car Insurance|0 Comments

Business Insurance for Contractors

Business Insurance for Contractors As a contractor, you are responsible for ensuring that your business is properly insured. There are a variety of insurance policies available that can provide coverage for your business in the event of an accident, liability claim, or property damage. The type of insurance you need will depend on the size [...]

By |2022-07-21T16:24:36+00:00July 13th, 2022|Commercial Insurance|0 Comments

What is Personal Liability Insurance?

What is Personal Liability Insurance? Personal liability insurance is a type of insurance that can protect you from financial losses if you are sued for damages arising from your actions. It can also provide coverage for certain legal defense costs. Personal liability insurance is not required by law, but it can be a wise investment [...]

By |2022-07-20T21:46:36+00:00July 8th, 2022|Life Insurance|0 Comments

What is an Auto Insurance Score?

What is an Auto Insurance Score? An auto insurance score is a numerical score assigned to a driver that reflects the risk of them getting into an accident. The higher the score, the more likely the driver is to get into an accident. Insurance companies use this score to determine how much to charge for [...]

By |2022-07-20T21:43:58+00:00July 1st, 2022|Car Insurance|0 Comments

Commercial Insurance Options in Raleigh NC

What is Commercial Insurance? Commercial Insurance is insurance that business owners and operators purchase to protect themselves from financial losses. Commercial Insurance policies cover a wide range of exposures, including property damage, liability, workers' compensation, business interruption, and crime. Commercial Insurance is typically sold by insurance brokers or agents. The most common Commercial Insurance [...]

By |2022-07-20T21:43:58+00:00June 30th, 2022|Commercial Insurance|0 Comments

What is Umbrella Insurance for Business?

Umbrella Insurance is an insurance policy that offers additional liability coverage beyond the limits of your other business insurance policies. Umbrella insurance can help protect your business from catastrophic losses due to lawsuits or other legal action. Umbrella insurance can also provide coverage for expenses related to your defense, such as attorney's fees and [...]

By |2022-07-20T21:43:59+00:00June 30th, 2022|Commercial Insurance|0 Comments
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