Commercial Insurance

Raleigh, North Carolina

For anyone that would like to be their own boss, owning their own business can be a great path to pursue. While you can have a lot of success while running your own company, there are always going to be risks that your business will need to face.

One of the best ways that you can mitigate these risks is by getting a commercial insurance plan. A commercial insurance policy can include many forms of coverage that can help protect your business.

Commercial Liability Insurance

One of the largest risks that any business will take on is the risk that a mistake or other situation can result in a liability claim. If the damages are large enough, it could jeopardize the future solvency of your organization. Due to this, all businesses need to ensure that they have proper liability coverage. This can include having general liability insurance, professional liability insurance, or a combination of both. With this support, you will have the coverage needed to handle any liability claims that come about.

Commercial Property Coverage

You should also get a commercial insurance plan to get commercial property coverage. When you decide to start or grow a business, you are bound to acquire various assets for your business. These can include real estate, equipment, inventory, or any other asset that is needed to grow and operate your company. A great way that you can protect the future of your company is by getting coverage for these assets. There are various insurance plans available that can be used to protect your core business assets.

Commercial Insurance

Raleigh, North Carolina

We quote each policy on a case by case basis, this is a guide to the services and project packages we offer to our clients.

Commercial Auto Insurance

Many businesses today will also need to invest in vehicles that are used for many commercial purposes. Similar to when you own a personal vehicle, you always need to have proper insurance for it. A commercial insurance plan will give the coverage needed to fix your vehicle. Further, it will offer liability support in the event an accident occurs when someone in your business is driving a vehicle.

Workers Compensation Coverage

Nothing is more valuable to a company than a quality set team of employees. Due to this, you should always make sure that you are providing them with the right protections. A worker’s compensation insurance plan is a necessity by law in many areas and also offers helpful coverage to your team members. This form of insurance gives coverage in the event someone is hurt while they are working. It can cover many of their expenses including medical bills and lost wages due to lack of work.

Thomas Wood

Thomas Wood graduated from East Carolina University with a Bachelor of Science in Industrial Distribution and Logistics in 2011.

During Thomas’ tenure at East Carolina he was a member of Lambda Chi Alpha Fraternity. After graduating from ECU, Thomas began working in the financial sector for Wells Fargo as a FHA Mediations Loan Underwriter in Raleigh, NC. Thomas then moved into sales for Wells Fargo working as a Home Mortgage Consultant in Fayetteville, NC.  After working with Wells Fargo for 2 ½ years Thomas moved into the homebuilding industry with his family’s business King Model Homes in Fayetteville, NC. While working with his father, Thomas had the opportunity to go work for a mid-size regional builder Homes By Dickerson in Raleigh, NC known for their customer service and custom built homes.  Thomas’ position with Homes By Dickerson was a superintendent overseeing the construction of homes in Raleigh, Durham, and Apex. Thomas was overseeing a new neighborhood called Madison at Evans Creek in Apex, NC that consisted of 40 homes.

Over the years, Thomas had talked to his uncle and partner Joe Beck many times about coming into the insurance world.  The two of them finally decided to team up and start a company together with the help of Smart Choice an aggregator in Greensboro, NC and Joe’s 30 years of experience.  Thomas and Joe are very excited to help their customers save money and make sure that all their insurances are properly managed, but also written in a manner that best serves the customer.  Wood Insurance Consultants LLC has many goals, but their main goal is customer service. Our company is here to serve you and the rest of the Carolinas.

Thomas lives in Raleigh, NC with his beautiful wife Liz.  In his spare time Thomas enjoys pulling for the ECU Pirates, cooking/grilling, and adding to his expansive vinyl record collection.

Joe Beck

Joe started in the Insurance business in 1989 as a Principal Partner in the Callahan & Beck Insurance agency in Fayetteville, North Carolina.

In 1997, he took a position with the Philadelphia Insurance Company as the Manager of Marketing and Underwriting for the State of Michigan and won awards in 1998 and 1999 for placing in the top twenty nationwide. In 2000, Joe joined Chemical Bank as Vice president and member of the board of directors. Joe was to oversee day to day operations of the agency and expand the agency into different areas of the bank. In 2006, Joe had decided it was time to move back home to North Carolina at which time he joined Anders Ireland & Marshall Inc., a member of the Keystone Insurance Group, as an Agent.

Joe has served on advisory boards for Ohio Casualty, Titan Insurance, and Pioneer Insurance. Joe served as the former auction chairman of the Jimmy V Foundation, chairman of the Chip Beck Invitational, chairman of the Marlene Floyd Tournament, and Committee member for Louis Grizzard Charity and Jeff Daniels Auction.  Joe is currently a member of the Patriot Foundation advisory committee in Pinehurst, NC. This foundation’s purpose is to raise money for soldiers’ children for school that have been killed in action.  Joe is a graduate of Belmont Abbey College. He and his lovely wife Jill have five children and live in Sanford, NC.


Although we tend to price projects on a case by case basis, this is a guide to the services and project packages we offer to our clients.

If you intend to start any type of business, you should always ensure that you get the right insurance protection. If you have the right type of coverage, it can continue to protect your business for a long time. Those that would like to get this insurance in the Raleigh, NC area should call the Wood Insurance Consultants.

There are a lot of advantages that come with working with this company including have access to their wide range of partners that can provide top insurance protection for your business. The team will always take a customized approach to ensure you get an insurance package that is ideal for your organization.

Wood Insurance Agency | Raleigh | Wilmington | Charlotte